http://ozreport.com/11.254#1

Timothy Ettridge <<timothyettridge>>
writes:

Buy a Spot satellite tracker, activate it, and spend an extra
$12.95 for GEOS Search and Rescue Insurance

http://www.findmespot.com/en/index.php?cid=104

The GEOS Member Benefit, including the Search and Rescue Insurance, underwritten
by Lloyds of London, is available to all SPOT subscribers for only $12.95. The
GEOS benefit provides up to $50,000 per occurrence in reimbursement for
qualified SAR extraction-related expenses for which you are held responsible up
to two (2) events per year. The GEOS Member benefit also provide additional SAR
coordination – including arranging private aircraft/helicopter charter, private
search teams — if required to get you to safety. See full terms and conditions
available at www.findmespot.com.

See here for update on this:
http://ozreport.com/forum/viewtopic.php?t=27610. Coverage of hang gliding
and paragliding for an additional fee.